Divorce Insurance...Really

A new Washington Post article details the latest money-saving opportunity: divorce insurance. In a time in which our nation's financial anxiety is ratcheting out of control, a new company is set to offer the ultimate in self-protection. Apparently, prenuptial agreements have been on the rise in the last five years, with even middle-income couples opting to protect themselves. But divorce insurance is a newer concept, where couples can buy policies to offset the costs of moving, childcare, buying a new home, and counseling.

Divorce insurance may be a controversial concept (are you preparing for the end, before you've really given it a try?), but it makes sense for couples to be realistic about the chances of running into difficulty during the course of any marriage. As a couples counselor, I obviously would advocate additional preventative measures, like premarital counseling, honest conversation about marriage goals, and regular tune-ups that can include reading a book, taking a class, or attending a retreat together.